Archives

20
Apr

Final Market Stabilization Rule

Did you know that approximately 500,000 fewer Americans enrolled in a plan during the open enrollment in 2017 than in 2016? The Centers for Medicare & Medicaid Services has issued the final market stabilization rule. The goal is to increase choices, lower premiums and encourage stability in health insurance markets for 2018. The rule makes ...
21
Feb

Change in Household Size

Special Enrollment Period

10
Feb

Loss of Coverage

You may qualify for a special enrollment period if you or anyone in your household lost qualified health coverage. You have 60 days from the date of your qualifying life event to enroll in coverage.

27
Oct

Don’t Wait Until the Health Insurance Deadline to Apply

  You have a busy life and, like the rest of us, you probably put off many tasks until the last minute. Maybe you have a calendar to try to stay organized and make sure everything gets done on time, but some things fall through the cracks. Don’t let health insurance be one of those …

12
Oct

Health Insurance Terms

Understanding Health Insurance Terms Coinsurance: Coinsurance is your share of the costs of a covered health care service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a covered health service. Premium: A premium is the amount of money ...
5
Oct

All Your Open Enrollment Questions Answered!

Frequently Asked Questions Q: How is the Florida Realtors Private Health Insurance Exchange different than healthcare.gov? A: Applying through the Florida Realtors Private Health Insurance Exchange allows for you to shop and compare all of the carriers in the private market at once and provides you with the advice of a licensed Benefits Counselor that ...
14
Jul

How to get health coverage outside of the open enrollment period

How to get Health Coverage Outside of the Open Enrollment Period Your Guide to Understanding Qualifying Life Events and Special Enrollment Life happens, and when it does, it is very likely that your health insurance coverage may need to change. When you encounter a qualifying life event that impacts your insurance needs, it is important ...
13
Mar

6 reasons to shop for individual health insurance on The Florida Realtors Private Health Insurance Exchange

1. One Stop Shopping. No need to jump to multiple websites to compare plans. Members now have an easy way to evaluate plans from the leading companies in the state of Florida. The private exchange includes more health plan choices than HealthCare.gov. On renewal, you’ll have the ability to shop and compare your plan with …